Archive for April, 2010

The iPhone’s assault on the English language

Thursday, April 29th, 2010

Janice Kennedy
Sun

Language demons, again. My iPhone is out to get me. True, I’m crazy about the compact little devil, the newest gizmo in my life — but I believe it wants to destroy my reputation. It wants me to commit a sin. It’s trying to get me to perform an act of gross indecency against the language I love.

I discovered this recently as I composed an e-mail message with the word “its.” The little text tyrant that lives inside my iPhone kept correcting it to “it’s” — the contraction, rather than the possessive I wanted. Each attempt to override the text tyrant and its slyly inserted error was rebuffed until finally, after repeated determined assaults on the default “it’s,” I emerged victorious. An unadulterated “its” took its place proudly on the screen.

Still, it irked me that the contraction was the default, as I assume it is in all predictive texting. (And why? Surely, the possessive isn’t that rare.) It irked me that people thumbing away speedily on their devices must routinely appear to err, even when they do know better. And it irked me that, once again, our poor old English language is taking another mass usage hit, and no one seems to care.

According to today’s groupthink, if a message goes out saying “proper punctuation has outlived it’s usefulness,” so what? Everyone knows what you mean, right? Drives me nuts — both the error and the cavalier indifference to the error’s existence. I think it’s part of The Conspiracy.

Yes, that conspiracy. The conspiracy to abuse language, publicly and collectively. The conspiracy against which I can’t seem to stop railing, Cassandralike (though, really, everyone needs a hobby horse). I know I’m not alone in this. Partly from e-mail I’ve received, I know that there are all kinds of English-lovers who feel strongly that the public abuse of the world’s richest, liveliest language is something that should be addressed.

Such people must have been cringing along with me, throughout the otherwise magnificent games, every time the CTV Olympics theme played (as it did at least 9,724 times, conservatively estimated) — the one where singer Nikki Yanofsky extols the virtues of believing “in the power of you and I.” “Of you and I?” If it were singular, would she have sung “the power of I?” It is to weep. The song’s creators, Alan Frew and Stephan Moccio, are guilty of this assault on the language, but they’re hardly unique. Songwriters are notorious.

Does anyone remember that linguistic lulu in the execrable 1972 song, Play Me? It was the creation of Neil Diamond, composer extraordinaire of a massive oeuvre that also includes such numbers as the excruciatingly awful I Am, I Said. I mention this latter only as evidence of Diamond’s leaden touch, a song in which the singer tries to proclaim his very existence, although “no one heard at all, not even the chair.” (Chair? Chairs are supposed to hear?) But the linguistic mangling that has become a Diamond classic is this beaut from Play Me, an exercise in fingernail-on-blackboard painfulness: “Song she sang to me, song she brang to me.” Anything for a rhyme. Frew, Moccio and Diamond are just part of a continuing songwriting tradition that thinks nothing of manhandling language for the sake of musical convenience. If you can bear it, listen to hip-hop some time. Get beyond the tedious adolescence of the “poetry,” and you’ll discover that tortured rhyme is king, even when it massacres meaning.

Not to go all Cole Porter-y, or George and Ira Gershwin-y, or anything, but wouldn’t it be nice if songwriters — whose work finds its way on to every-one’s lips — tried, like Porter and the Gershwins, to make language their friend, using it cleverly and with the kind of respect that would repay them in artistic merit?

Of course, popular songs are only part of the widespread abuse. If you want to know how badly language has been degraded, you need only listen to radio and television (and to those announcers and hosts who should know better — or should be instructed to know better). And you need only read mainstream newspapers, which, while no longer role models for language usage, should also know better.

It pains me to produce this cringe-worthy tidbit as an example, since it comes from my paper, the Ottawa Citizen, but it does provide evidence of the decline of English. The recent news story was about a woman left hanging by the bankruptcy declaration of a travel agency. As the reporter wrote (and as an editor presumably read, without blinking an eye), the woman had “booked tickets for she and her husband.”

Egregious as that is, it is also an error symptomatic of a curious recent phenomenon in the continuing abuse of English — the shunning of that fine and useful case, the objective.

April is National Poetry Month, which implicitly makes it National Language-Loving month. So how about showing English a little respect? It’s time to halt the abuse.

© Copyright (c) The Vancouver Sun

The iPad could become ultimate in-car entertainment system

Thursday, April 29th, 2010

Aftermarket industry pioneers are already finding ways to make the iPad a vehicle’s primary info-tainment source

Melissa Guillergan
Sun

 
 
The Apple iPad, today’s newest must-have gadget, has inevitably found its way from user’s hands and desks, and into cars.

Apple iPad is the new source of music, videos, applications and more -and one owners will want in their vehicles. Photograph by: Robert Galbraith, Reuters, Special to the Sun

 

Although this revolutionary tablet computer has been
class=”SpellE”>avalable for less than two weeks in the United States, it has already established a strong position in the car accessory market. The iPad — due here next month — could become the ultimate mobile in-car entertainment system. It may even replace in-car stereos and multimedia head-units.

 

One of the aftermarket industry’s pioneers in the iPad’s integration in vehicles comes south of the border in Santa Clarita, Calif., from SoundMan Car Audio. This auto shop has already tested the iPad as the primary source for a vehicle’s entertainment system. When the team at SoundMan Car Audio received an iPad, they immediately started working on installing it into a Toyota Tacoma pickup’s stereo system.

“We chose to use the iPad as the only source for (the Toyota Tacoma’s) entertainment system,” said a Sound-Man Car Audio staff member of iPad installation plan. “The dock connector will plug in to a cable that runs to an Onkyo ND-S1, which will send the digital signal from the iPad directly into an Audison Bit One. The Bit One will then act as the D/A converter, and will also process the audio signal. The Bit One also has a great controller for adjusting the volume and audio settings. The amplifier we chose is the McIntosh MCC406M.”

Manufacturers are also taking note of how important the iPad is to drivers and car enthusiasts. Cadillac and design-loving website Cool Hunting announced that its new iPad application, available in Apple’s App Store since April 3, will feature exclusive content designed for the iPad inspired by the all-new 2011 Cadillac CTS Coupe.

“The Cadillac CTS Coupe serves as

Cadillac enabled new opportunities for our readers to engage with our content while pushing the innovative ways we work with brands.”

Expect many auto-inspired iPad applications coming from other manufacturers, as the iPad is defining itself as a great medium to promote

new models and products in the auto industry.

There’s no denying that iPod connectivity

ity is a must-have feature in head-units and car stereos in today’s market, and very soon we can expect iPad connectivity to become the next in-car entertainment necessity. Voice-activated and hands-free application functions for the iPad must be installed in cars order to drive safely and to obey driving laws.

It is safe to assume this advanced technological function is just around the corner, as voice-activated functions are continually being integrated into communication devices, from iPhones to BlackBerrys, for use while driving.

The great thing about new, highly anticipated electronic products such as the iPad is that many auto shops like SoundMan Car Audio are eager to integrate it into cars. There’s no doubt you’ll soon see the next new electronic gadget introduced to tech-savvy and entertainment-hungry consumers installed in head-unit and factory-installed GPS systems spaces in vehicle dashboards.

Melissa Guillergan works for the Laura Ballance Media Group and loves looking for those Missing Parts that manufacturers fail to install in your ride.

© Copyright (c) The Vancouver Sun

Investment properties now require 20% down

Thursday, April 29th, 2010

Jim Pellerin
Sun

I’m confused about recent announcements by the federal government that make it more difficult for people to purchase real estate as an investment.

The major change is that banks can now lend a maximum of 80 per cent of the value of the property being purchased, which means the investor must come up with the 20 per cent down payment.

Let’s try to figure this out.

When the recession struck in the fall of 2008, the government wanted to increase spending so it lowered mortgage rates. This decrease in rates has made it easier to buy real estate and has created a higher demand for properties. And sellers are getting good prices for their properties.

Personally, I’m enjoying very good interest rates on several of my investments as a result of this change. Because of these low rates, my properties provide a great passive income every month.

But with the new rules, which take effect on April 19, the government is now insisting investors need a larger down payment to purchase a property. And there are a number of other qualifying rules. As a result, there will be fewer investors buying and more properties will be available. Properties will stay on the market longer and prices will decrease. To me, this is counterproductive. The good news is that people will stop wasting their money on CMHC fees and CMHC will make less money.

For the more savvy investors, this will help them with their already smart existing strategies. They are already buying with 80-per-cent financing and using other people’s money for the balance either through vendor take backs or other second mortgages or loans. This means the experienced investor gets better deals, because prices are lower, and the new investor will have to wait. The rich will get richer and the poor will get poorer.

Rather than waiting or dealing with all these challenges, these potential new real estate investors would probably end up just investing in their mutual funds or their bad stock choices.

I know a lot of people who have lost hundreds of thousand of dollars in the last year and that have not recovered and probably never will. These people want my help with their investment portfolios because they recognize my success with real estate investments. I am showing them how to double their money in only a few years with low-risk real estate investment strategies.

Why did the government implement all these rules? I think it’s because of all the bad investments the uneducated and the uniformed investors have been making. Many real estate investors buy on speculation. That is, they buy a property hoping that it will go up in value. Or worse, they buy a pre-construction property, expecting to get financing when the construction is completed. If the market has an adjustment, like it just had, and property values drop, like they just did, they would not be able to get financing for the eventual purchase and they lose the deal, which also causes problems for the home builders.

Rather than figuring out what the real problem is, the government has made it harder to buy properties. Not a great move in my estimation.

Instead, the government should embrace real estate investing as a viable investment strategy for everyone. It should look at ways to make it simpler and ways to help people be more successful.

It should provide tax credits for anyone interested in real estate investments and it should allow real estate investments to be purchased directly from their RRSPs. It should help people become more financially literate by providing good common sense financial education, rather than encouraging them to get financial advice from financial planners who usually have little experience and are probably worth less than the investor they are giving advice to. These advisers should all be real estate investors themselves so they have real experience and understand a deal.

Real estate investing, when done properly, is the safest and simplest way to build a nice strong portfolio of investments that provide continuing passive income.

Jim Pellerin is a real estate investor and the author of 7 Steps to Real Estate Riches.

© Copyright (c) The Vancouver Sun

Here are some ways to make the new Casino work

Thursday, April 29th, 2010

Backsliding aside, here are some ways to make a new casino work for the community

Gordon Price
Sun

I well remember the gambling issue when Steve Wynn’s Vegas-style casino proposal came before city council in the 1990s, when Philip Owen was mayor. My goodness, the outrage! Countless delegations came before council, largely from the left (Connie Fogal, COPE alderman Harry Rankin’s wife, was leading the charge), adamant that there should be no tainting of Vancouver’s purity. And the NPA agreed. It was one of the few truly non-partisan issues: No casinos for Vancouver. (Bingo halls run by charities? — well, they were OK.)

So I suppose it’s not surprising that it was the left that first undertook the necessary moral compromise to unleash the gambling scourge it had reviled a few years before. When the COPE council under mayor Larry Campbell authorized slots at Hastings Racecourse in 2004, they sabotaged the opposition. (Imagine the protest if it was the right that had reversed course.) Same at the provincial level: the NDP expanded gambling over howls of protest by the Liberals, who then, with voices lowered, acquiesced to even more.

Apparently the filthy lucre is irresistible to whatever party is in power. Of course, gambling is reframed as an opportunity to do good works, to support charities, to fund the arts. At least initially. Then, when budgets are tight, the flow of cash is diverted to higher priorities.

So, given the likelihood that everyone will hold their noses, we’re going to get a big box next to BC Place for the purpose of removing cash from the pockets of those prepared to part with it. And the city will get a cut.

But that’s not enough. Already the city has seriously compromised itself. Instead of the basket of public amenities that previous councils have required as a condition of approval for development along False Creek — parks, community centres, child care — we will get a roof on a provincial stadium. Presumably the amenities to serve the people who will live there will have to be paid for by other civic taxpayers, or, more likely, forgone.

That should not be the case with this particular cash machine. When it comes to the casino, the city should, in fact, have three requirements. First, no enclosed box, in which people are sucked inside and distracted while a cash appendectomy is performed. This development has to relate to its neighbourhood. No blank walls. Exceptional public art. Pedestrian connections all around BC Place.

Second, it has to be green, and we’re not talking about an influx of American dollars. We’re talking the highest level of sustainability ever achieved for a casino in the world. Period.

Finally, and most importantly, the casino should fund an extension of the streetcar, at least to Pacific Boulevard. It should have been a public embarrassment when the Bombardier streetcars used for the Olympic Line to Granville Island were returned to Brussels.

But there’s no money, at least from TransLink, for funding a streetcar line that would join up every major tourist attraction in the city centre, and provide transit to neighbourhoods that have poor connections. So, as they did in Portland, Ore., the businesses that receive a major benefit directly should help pay for a streetcar line — one that in this case will deliver customers directly to the casino’s door.

The people of Vancouver need something tangible and permanent if they are going to forgo other benefits for the province’s casino. Something more than just the promise of cash in the future — something as easily compromised as the decision to refuse casinos was, back when everyone was pure.

Former Vancouver councillor Gordon Price is director of the City Program at Simon Fraser University.

© Copyright (c) The Vancouver Sun

House prices start to falter

Thursday, April 29th, 2010

Still higher than 2009, but signs of deceleration setting in

Financial Post
Province

Canadian housing prices continue to gain when measured against the lows experienced during the economic downturn of 2009, but month-to-month comparisons show a deceleration in the rate of increases, a report released Wednesday shows.

Housing prices in February were 9.9-per-cent higher in February than a year earlier, but the increase over January’s prices was just 0.2 per cent, according to the Teranet-National Bank national composite house price index.

“Month-over-month gains have recently decelerated considerably,” says Marc Pinsonneault, senior economist with National Bank Financial Group. “The 0.2-per-cent February rise in the composite index was the smallest in the 10 months since it began climbing. In two of the six markets surveyed, prices were down from the month before.”

The year-over-year increases should continue to be dramatic through April, when the index reached its bottom point, suggests Pinsonneault, noting that the index has already risen 11.7 per cent from April 2009.

The index measures prices of resale homes collected from public land registries in six metropolitan areas.

Toronto housing prices were largely responsible for the strong gain of 16.2 per cent from the low of April 2009, followed by Vancouver, where the prices are up 14.1 per cent over May 2009.

February home prices in Ottawa were one-per-cent lower than in January, and Calgary’s prices fell 0.4 per cent, the second monthly decline in a row, while increases in other areas measured for the index were the smallest since the market started rebounding.

“This development is consistent with a general loosening of market conditions across the country,” said Pinsonneault.

“For some months now, homes have been coming on the market faster than they have been selling.”

© Copyright (c) The Province

Facebook spreads its influence

Thursday, April 29th, 2010

Mitch Joel
Sun

For a long while, the consensus was that Facebook was the place where high school and university students go online to hangout, hook up, post drunken photos of themselves and act mischievous until the harsh realities of a cold world break their spirits into suits and boring 9-to-5 jobs that suddenly have them driving minivans, listening to James Taylor and reading columns like this (a fate worse than death itself).

Nothing could be further from the truth.

Facebook continues to grow across all demographics and psychographics (from boomers to business people) as online social networking becomes one of the primary ways that people stay connected and communicate. Their latest statistics (according to the Facebook website) paint a very different picture from the general public’s perception of what Facebook is. In short, most people see the site as a fad or trend and think it’s filled with nothing more than individuals whose sole interest is in creeping on those they went to high school with as some sick psychological game that makes them feel better about themselves and their lot in life. The reality is that Facebook has well over 400 million active users, of which 50 per cent log onto the site every day, resulting in over 500 billion minutes per month. The average user has over 130 friends, is connected to 60 pages, groups and events, and creates over 70 pieces of content each month.

On a global level, Facebook has been translated into over 70 languages (with the help of over 300,000 Facebook users), and 70 per cent of users are from outside the United States. If Facebook were a country, it would now be the third largest in the world based on population (behind China and India but ahead of the United States).

With this many people connected, sharing and creating (according to Facebook, users are currently sharing over 25 billion pieces of content a month), all eyes are on Facebook. Some wonder if this growth can continue, others wonder what the big business model will be, and most brands and businesses are still trying to figure out what the marketing opportunities are in an environment where individuals are primarily there to connect with friends and acquaintances.

Last week, Facebook held their F8 conference in San Francisco. The news of changes happening at Facebook have created shock waves (not ripples) throughout the business world. Facebook is beginning to spread its tentacles far beyond their own platform by enabling website owners to exchange information about Facebook users and their preferences. Many tech bloggers and columnists have lauded this move as a first step toward better organizing the Web based on the people who are using it. Others are raising security and privacy concerns.

“The idea for such a reorganization has been around for a long time,” states the article “How Facebook Could Organize the Internet,” published on The Atlantic’s website last week. “Tim Berners-Lee, the inventor of the World Wide Web, years ago envisioned the next stage in the Web’s evolution, calling it the Semantic Web. It would, he wrote, ‘bring structure to the meaningful content of Web pages,’ enabling computers to understand that content and how it relates to other sites and information across the Internet. Change has been slow because standards are hard to set and enforce, but Facebook’s scale could accelerate the transformation.”

Here’s how this plays out: About a month ago, you could “like” what people were saying and doing on Facebook and you could also “become a fan” of pages (which may have been created by individuals or brands). Facebook recently changed this, so now you can “like” individual pieces of content, brands, pages and groups. All of this information is displayed on your profile and can be seen by everyone connected to you.

At the F8 conference, Facebook announced that an individual’s ability to “like” something is now going to extend all over the Web. So, if you like a movie at IMDB, you can “like” it right there on the IMDB site. If you like a restaurant on Yelp!, you can “like” it right there. Not only are you giving content throughout the Web your own personal thumb’s up or down, but you’re also able to discover which of your Facebook friends are on the site and what they like (or don’t like).

This new platform from Facebook, called Open Graph, allows developers to exchange this information as well, so that they can create content around people’s interests, and allows them to exchange this information between one another. This, in the end, sounds like the ultimate word-of-mouth marketing mixed in with an all-powerful recommendation engine based on an individual’s friends and connections.

Last week, I spoke at the Bazaarvoice Social Commerce Summit in Austin, Tex. The intersection of social media and e-commerce is one that concerns many online merchants. How much commerce versus how much loyalty and community building is the right mix? During a panel discussion that saw a handful of Digital Millennials (those born between 1982 and 2000) talk about their media and shopping habits, it became abundantly clear that they live on their mobile devices and spend an active amount of time in online social networks. Pinny Gniwisch, cofounder of Montreal-based Ice.com,asked the panel if they would like to be able to shop directly in Facebook, to which the entire panel (made up of young men and women) sat up and unanimously said, “Yes!”

In February of this year, Web analytics firm Compete announced that Facebook surpassed Yahoo! to become the second most popular website after Google. Now, as Facebook allows users to connect back to them while being practically anywhere on the Web, imagine what Facebook was versus what it is about to become.

Mitch Joel is president of the digital marketing agency Twist Image and the author of Six Pixels of Separation.

© Copyright (c) The Vancouver Sun

Todos Santos: all you want in a Baja getaway

Thursday, April 29th, 2010

Small and sleepy, there is plenty of atmosphere and not a lot of action— the way people like it

CHRISTOPHER REYNOLDS
Sun

Pelicans and other birds enjoy the deserted beach at La Cachora Beach near downtown Todos Santos.

TODOS SANTOS, Mexico — Once upon a time, say about 1972, Cabo San Lucas was a sleepy little fishing town at the southern tip of Baja California . Then came the paved highway, the international airport, the marina, the golf courses, the raucous bars and well-heeled retreats. At the newest and perhaps fanciest, Capella Pedregal, suites start at $ 675 a night.

In Cabo, you just might score the spring break you’ll never forget — or the one you won’t remember.

And then there’s Todos Santos, still small, still drowsy at most hours, wedged between the mountains and sea about 80 kilometres north of Cabo.

Its sugar mills, born amid a 19th century boom, died about 60 years ago. The paved highway didn’t arrive until the mid-1980s, about the time the first American expat artist, Charles Stewart, moved in. With no airport, no marina, no golf and virtually no nightlife, downtown amounts to a few blocks of newish galleries, inns and shops in oldish buildings. Outside town, cardoon cacti stipple the hills, and kilometres of lonely beaches roar under assault by waves so wicked that surfers and swimmers must pick their spots carefully.

Todos Santos, whose population might be as high as 15,000, depending on how many surrounding hamlets you include, is not where you come for action. But if you’re after Mexican flavour, Pacific solitude, desert vistas and fresh food, this might be your place.

“ We close down at Baja midnight, which is 9 o’clock,” said Lisa Harper, former chief executive of Gymboree and now proprietor of the Rancho Pescadero hotel, about 10 kilometres south of town. “ We’re not up partying until all hours. It’s a very calm, relaxed area. Lots of surfers, lots of expats. Lots of fantastic Mexican food, great galleries and artists.”

Pat Cope, who arrived from Los Angeles to open a gallery with her husband, Michael, and infant son, Lane, remembers that “ when we first moved here, all I heard was roosters.” Sixteen years later, Lane is contemplating colleges, and the roosters still greet each morning, Cope said, but “ I don’t hear them.”

Todos Santos, said Paula Colombo, co-owner of the Cafe Santa-Fe, “ is real. Good and bad, it’s real.” Now that the recession has slowed the pace of coastal vacation-home building outside town, Colombo added, “ maybe we can settle down and do what we have to do to keep this place as magnificent as it could be … an oasis in the desert.”

My first stop was at Harper’s Rancho Pescadero hotel ( no warning given, full price paid). Rancho Pescadero, billed as a different kind of “ dude” ranch, has been busy since it opened in November 2009 with 12 rooms, a restaurant, a bar and a pool. If things keep going this well, Harper said, the hotel could add 15 units by year’s end.

To reach the six-hectare site, you turn off two-lane Highway 19 at a Pemex station, drive 1.5 kilometres on a dirt/ sand road and stop just past the green fields of basil. ( The area sits on an aquifer that feeds many organic growing operations and keeps the place rich in chilies, mangoes, avocados and papayas.)

Once on the grounds, you can take refuge in your large room ( the smallest is still more than 55 square metres) or on your mostly private patio. Before long, you’ll be sipping your welcome drink, strolling past the fire pit, through the fledgling palm grove, to the dunes and the wide, lonely beach.

Don’t jump in. Staffers warn guests not to swim at the hotel-adjacent beach because the tide is treacherous. But you can flop on to one of the Rancho Pescadero daybeds on the dunes. Or walk at water’s edge, especially near dawn or dusk, where you’ll get the full effect of the near-empty beach coastline: pelicans gliding above the swells, offshore breezes blowing feathered foam off the whitecaps

It’s a wonder I turned away long enough to spot the handwritten signs for the San Pedrito Surf Hotel, a few hundred metres north of Rancho Pescadero. Beginning four years ago, manager/ co-owner Andy Keller and the other owners upgraded the beachfront site from a camping spot to a seven-unit hotel ( rates are $ 55$ 200, a kitchen in every room), but it remains rustic: tile floors, a few shelves of well-thumbed paperbacks, all at the end of another dirt road.

“ I’m into the classic look,” Keller said. “ No red lights, no parking meters, no pavement … You have the dirt roads, you have the dogs with no collars … the proximity of the mountains just beyond us here, and the ocean just behind me. It’s the best of both worlds.”

Out on the water — that is, the San Pedrito surf break, known up and down the West Coast — I spotted half a dozen euphoric young men carving waves with their short boards

If you can’t surf like these guys but want to get into the ocean, you drive a couple of kilometres south to Cerritos Beach , which has milder tides and beach gear for rent and the passable Cerritos Beach club restaurant. This beach, long empty, has been busy with development in the last few years. Just south of the restaurant, workers have completed about 10 Cerritos Surf Colony bungalows, being sold as time-shares and rented at $ 125 nightly.

Downtown Todos Santos includes the 18th century mission on the plaza, the galleries, shops and eateries on narrow streets, mostly unpaved. I looked at paintings in Galeria Logan and Galeria Indigo, chatted with sculptor Benito Ortega in his studio, checked out the 1930s mural at the Cultural Center . I picked up a book at El Tecolote bookshop on the main drag, Juarez, and sipped some cool gazpacho on the patio of Los Adobes de Todos Santos .

I drove out to Punta Lobos Beach, where you can buy fresh catch from the fishermen as they drag their boats ashore about 2: 30 p. m. each day.

This is no longer a town I can hold in the palm of my hand, which is what it seemed when I first visited in 1995. Todos Santos has probably doubled in population since. In 2006, local boosters managed to win a “ Pueblo Magico” designation from national tourism officials, even though the label is usually reserved for towns with elaborately restored older buildings. If the highway is improved as promised, the drive to Los Cabos airport could drop from one hour and 40 minutes to one hour.

But even so, there isn’t a lodging here with more than 14 rooms. And though some have Wi-Fi and airconditioning, most don’t bother with guest phones or TVs. I’m guessing that if you put two tourists in every guest bed, the population would grow by 500, tops.

In the wee hours of my night at Holito, a chorus of crowing roosters piped up. They never quite settled down, and neither did I. When I met Armit over coffee later, she told me the farmer across the street had brought in hundreds of the caged birds. If you run a business in Todos Santos, it seems, crises like these come and go.

“ And if you haven’t got a sense of humour,” Armit said with a winning grin, “ you shouldn’t live in Mexico .”

© Copyright (c) The Vancouver Sun

B. C. developers rush to join iPad revolution

Thursday, April 29th, 2010

Apple’s latest device is driving lucrative demand for applications that take advantage of its larger screen

GILLIAN SHAW
Sun

A gold mine or a lottery? That’s the question as British Columbia developers join the rush to deliver applications for Apple’s newly released iPad.

Some applications can make the shift from iPhone to iPad seamlessly but the larger device is also driving lucrative demand for applications tailor-made to take advantage of its larger screen and other features.

Vancouver’s Atimi Software was among the first out of the gate with several apps in Apple’s iTunes app store for the iPad in time for its launch last Saturday.

“ We have three more that are under production right now,” said Atimi vice-president Scott Michaels. “ We are doing the i Pad version for HBO, an app that is not available in Canada .

“ We did an iPhone version for them this year that did really well so we’re doing an iPad one. We’re also doing another for a major TV broadcaster and another in the health space.” The launch of the iPhone and Apple’s app store has proven lucrative for Atimi.

“ It went from being zero per cent of our business to 60 per cent of our revenue in just two years and it caused us to grow as a company,” said Michaels. “ We have a staff of 65 now, when the app store first launched we had 40 to 45 people.”

Michaels said the real gold rush was when the app store first launched and had only a few thousand apps.

“ I think the gold rush time was actually at the beginning of the app store,” he said. “ You could be a small store and actually get noticed.

“ I think of it like a lottery win at this point, it takes good solid effort now and the price to win a category [ be the most popular app] has only gone up.”

While iPhone apps can be put on the iPad and there are more than 150,000 apps in the store, there are only several thousand apps — estimates put it around 3,000 — that have been specifically created for the iPad.

“ The price for productivity applications is substantially higher for the iPad than for ones on the iPhone,” said Michaels. Productivity applications for the iPhone — ones that let you write, edit and create presentations — can cost between $ 5 and $ 12, he said.

“ On the iPad that same application will be between $ 20 and $ 40 but it will also have substantially more features.”

Andrei Iancu does see the arrival of the iPad as a potential gold mine for application developers. He teaches iPhone app development at the British Columbia Institute of Technology and his upcoming spring course will add iPad development to the agenda.

“ Everybody wants to be on board with what Apple is bringing in,” said Iancu, whose company Dynamic Leap Technology helps companies create their own iPhone and iPad apps. “ It is like the dot-com boom when everybody became a web developer but not everybody was a good developer.

“ This is a gold rush. What I’m doing here is selling boots and shovels instead of trying to look for gold. That’s why I’m teaching.”

John McIntosh stayed up all night racing to meet Apple’s deadline to get his iPad application ready for the app store in time for the launch of the new device.

He made it and was rewarded by seeing his iPad application in the iTunes store on the April 3 launch day of the iPad.

His first submission is Scratch, an iPad version of an app he already created for the iPhone. Scratch is a programming language that lets children create their own interactive stories, animations and other projects.

“ When Apple announced the iPad we took a look at that and thought there was a really interesting opportunity to build some stuff for that,” said McIntosh, a developer who works from his North Saanich home on Vancouver Island.

McIntosh also has a second app in the iTunes store, his Wiki Server Pro, a fully fledged wiki for the iPad. He said Apple has made it easy for developers to get their applications to the market, a factor that is helping fuel the rapid growth of applications.

“ As a programmer and developer Apple has made it extremely easy for us to sit down and build an application, get it out and sell it,” he said. “ My friend in L. A. who was involved in selling education software for desktop machines, they got pennies on the dollar — once the people did the packaging, the boxes, the distributor in the middle, the store and they also had to front all the money to pay for all that.

“ Apple’s model is completely different — you basically come up with an app, submit it to Apple and once it goes into the store Apple takes 30 per cent but they give you the other 70 per cent.

“ It makes it extremely easy for you to get iPhone or iPad apps out to millions of people around the world.”

© Copyright (c) The Vancouver Sun

Financial advisers warn of looming housing bubble

Wednesday, April 28th, 2010

John Morrissy
Sun

Canada‘s housing market is beginning to show signs of being in a bubble, leading the investment firm Edward Jones to caution Canadians about putting money into housing and suggesting they prepare for the impact of a downturn on the broader economy.

Canada exhibits at least two of three characteristics common to asset bubbles, say the report’s authors, Edward Jones market strategist Kate Warne and financial services analyst Craig Fehr, primary among them prices that have risen too fast and credit that is easy to obtain.

“Canada’s housing market escaped the recent severe downturns in the U.S. and other countries. However, today’s conditions in Canada share some characteristics of those countries before their downturns, leading us to take a cautious stance on housing investments,” the report says. “Our main concern is that prices have risen faster than economic fundamentals warrant and could decline, although we don’t expect a ‘housing bust.’ “

A regulatory regime that has had some of its excesses pruned out will help prevent that from happening, and keeps the Canada from qualifying for the third condition necessary for a bubble — lax regulations.

However, average home prices have soared 19.3 per cent in 2009 to $337,410 and now stand at five times the average after-tax income, instead of the long-term 3.7 times. By some estimates, this makes Canadian homes overvalued by anywhere from 10 to 15 per cent, the report said. Edward Jones did not offer an estimate on how much prices could decline.

At the same time, consumer debt has correspondingly risen to record levels — 142.6 per cent of disposable income at the end of 2009, with mortgages accounting for 93 per cent of that.

All of which spells trouble for the economy, says Edward Jones.

As rates rise, consumer spending will fall. Variable-rate mortgage holders will find bigger portions of their already limited disposable income going toward home costs. Overall economic growth will suffer as a result.

Meanwhile, mortgage delinquencies will rise along with rates, as they have begun to do recently. On Tuesday, CIBC, Desjardins and Scotiabank all followed higher rates set Monday by Royal Bank and TD Bank.

If delinquencies were to rise from the current 0.5 per cent to two per cent, and those delinquencies were to default, they could add 47,000 homes, or 30 per cent of 2009 housing starts — to the housing supply.

Warne said the possibility of a housing downturn suggests equity investors should keep no more than 16 per cent of their portfolios in financial service stocks.

© Copyright (c) The Vancouver Sun

Living ‘above the store’ is now catching on

Wednesday, April 28th, 2010

Concept received a boost with more mixed-use developments

Garry Marr
Sun

RioCan CEO, Edward Sonshine, admits there is still a negative connotation to living above a store. Photograph by: Aaron Lynett, The National Post, Financial Post

My parents will probably be in shock to hear this, but living above a store is becoming trendy in many Canadian cities.

The concept has changed from the day when immigrants ran the variety store below and lived in the apartment upstairs so that they could be close by for the endless hours they worked to get financially ahead.

Today, mixed-used developments feature grandiose big-box retail space at ground level and $500-a-square foot condominiums rising 65 storeys above.

“This all started in the 1970s with some mega projects in the larger markets — Toronto, Montreal,” says Alex Manefski, an associate director with Altus Group who has put together a report on the trend. The Manulife Centre on Bloor Street in Toronto, along what is now known as “Mink Mile,” was one of the first mixed-use developments, built in 1972. Today, it still boasts residential living atop the boutiques on its lower levels.

Mr. Manefski’s report shows the concept has taken on new life during this housing cycle, with major retailers acting as anchors in condominium and rental property developments in Toronto, Vancouver and Calgary. For the retailers, the concept gives them access to growing populations in downtown cores created by condominiums.

“They want to gain a foothold in the downtown markets,” explains Mr. Manefski. Many of the country’s major retailers, such as Canadian Tire, are willing to alter their traditional floor plans to fit downtown spaces.

“There’s a convenience to it for consumers because they don’t have to hop in their car and drive into the suburbs or another location that is not right downtown,” says Mr. Manefski.

There would be a certain advantage to having a 50,000-square-foot grocery store an elevator ride away. You can buy everything fresh whenever you need it — 24 hours a day.

But what about all that traffic milling about on the ground floor of your home? “People who move downtown are not too concerned with having a lot of people around,” says Mr. Manefski.

For retailers, planning restrictions and a lack of land in the downtown core has forced them to reconsider their tried-and-true floor plates and store designs. “The potential for standalone, larger-format retail developments in dense central areas of the country’s largest urban centres is generally not feasible due to the high cost of land and simple unavailability of large development sites,” according to Mr. Manefski’s report.

Edward Sonshine, chief executive of RioCan Real Estate Investment, which has been part of two mixed-use residential developments with ground-floor retail, says the concept is probably here to stay. “You are getting [retail] tenants that would typically be in the suburbs,” says Mr. Sonshine.

The REIT, the largest in the country, is currently part of a plan for a mixed-use condominium in Toronto’s west end that has three floors of retail and almost 100,000 square feet of residential space. RioCan is keeping the retail space while its partners sell off the residential space.

“Land is just way too expensive for traditional stores. If you want to serve those people [downtown], this is the only way to find space. From the developer’s point of view, the value of retail space is higher than residential space, perhaps double,” says Mr. Sonshine, noting the retail space is usually on lower floors where nobody wants to live.

He believes Canadians are only just catching on to the trend. “I think you will continue to see more of this. You’ll see this in all the major cities in Canada,” says Mr. Sonshine.

But he admits there is still a negative connotation to living above a store. “We’ve been totally careful to separate the residential from the retail. We’re making the roof atop the retail facility a green space park for the residential owners,” he says.

That certainly sounds more appealing than living above a convenience store.

© Copyright (c) The Vancouver Sun